US Investing
QQQI Dividend Tax: What 1,000 Shares Actually Pays a Korean Investor
US dividends paid to Korean residents get 15% withheld in America before the money ever reaches your account. On my account, 1,000 shares of QQQI produced $651 before…
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US Investing
US Investing
Dividend ETF vs Individual Stock: 3 Lessons From One Account
My QQQI dividend arrived today. $0.6518 per share, and with 1,000 shares that’s $651 before tax — $554 after the 15% withholding, or roughly ₩770,000. It landed quietly,…
US Investing
Memory Stock Correlation: Can I Front-Run Micron Using Korea’s Market Hours?
Here’s a thought that occurred to me while staring at my portfolio: Korea’s stock market opens roughly 13 hours before New York. If Samsung Electronics and SK Hynix…
US Investing
Palantir Earnings and Memory Stocks: Does Software Success Mean Hardware Demand?
Palantir just surged nearly 30% on what its CEO called an “otherworldly” quarter. As someone holding Micron and Korean memory exposure, my first thought wasn’t about Palantir at…
US Investing
Dividend ETFs by Price: What You Can Actually Buy With a Small Budget
If you’re starting with a small amount of money, one practical problem hits immediately: dividend ETFs by price vary enormously. Some trade around $10 a share. Others cost…
US Investing
Micron Buyback: What UBS Actually Said, and Why It Sent the Stock Higher
Headlines have been flying around about a Micron buyback, and I want to clear something up first: Micron has not announced one. What actually happened is that UBS…
US Investing
AI Memory Shortage Explained: The Simple Math Behind the Squeeze
Everyone says “AI is causing a memory shortage.” But why, exactly? The AI memory shortage isn’t a vague supply-chain complaint — it comes down to arithmetic you can…
US Investing
Memory Shortage: Why My Micron Dividend Landed on the Day the Cycle Turned
Today, two things happened at once. My memory shortage thesis got a real-world jolt of confirmation — Micron surged 12%, and this morning Samsung Electronics and SK Hynix…
US Investing
If AI Demand Is So Strong, Why Are Memory Stocks Crashing? My Answer as a Holder
It is one of the most frustrating paradoxes in today’s stock market: AI hyperscaler spending is hitting record highs, High-Bandwidth Memory (HBM) is completely sold out through 2026…
US Investing
If AI Demand Is So Strong, Why Are Memory Stocks Crashing? My Answer as a Holder
I’m not writing about this crash from the sidelines. Memory stocks crashing is my daily reality right now — I hold Micron directly, and my Korean allocation sits…