Welcome to Ground Truth Korea, accessible at [https://groundtruthkorea.com]. By accessing or using this Site, you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.
Note: This is a general template provided for convenience. It is not legal advice. You should have it reviewed by a qualified legal professional and adapted to your jurisdiction before publishing.
1. Acceptance of Terms
By visiting, browsing, or otherwise using the Site, you confirm that you have read, understood, and agreed to these Terms of Use and our Privacy Policy. We may update these terms at any time, and continued use of the Site after changes are posted constitutes your acceptance of the revised terms.
2. About the Content
[Your Site Name] is a personal blog that shares the author’s opinions, experiences, and general information about investing, personal finance, and life in Korea. The content reflects personal views and is provided for informational and educational purposes only.
3. No Financial or Professional Advice
This is the most important section, so please read it carefully.
- Nothing on this Site constitutes financial, investment, tax, legal, or professional advice of any kind. The author is not a licensed financial advisor, broker, or tax professional.
- Any mention of specific stocks, ETFs, funds, strategies, or assets is a description of the author’s personal experience or opinion and is not a recommendation to buy, sell, or hold any security.
- All investing involves risk, including the possible loss of your entire principal. Past performance does not guarantee future results, and currency movements, taxes, and market conditions can significantly affect outcomes.
- You are solely responsible for your own financial decisions. Always do your own research and consult a qualified, licensed professional before making any investment or financial decision.
4. Accuracy of Information
We strive to keep the information on the Site accurate and up to date, but we make no warranties or guarantees regarding its completeness, accuracy, timeliness, or reliability. Markets, tax rules, and other facts change over time, and content may become outdated. You use the information at your own risk.
5. Intellectual Property
Unless otherwise stated, all content on this Site — including text, articles, graphics, and logos — is the property of [Your Site Name] and is protected by applicable copyright and intellectual property laws. You may share or quote brief excerpts with proper attribution and a link back to the original page, but you may not copy, reproduce, or republish substantial portions of the content without prior written permission.
6. User Comments and Conduct
If the Site allows comments, you agree not to post content that is unlawful, abusive, defamatory, misleading, spam, or that infringes on the rights of others. We reserve the right to moderate, edit, or remove any comment at our discretion, and to block users who violate these terms. You are responsible for the content you submit.
7. Advertising and Affiliate Disclosure
The Site is supported in part by advertising (such as Google AdSense) and may, from time to time, contain affiliate links. If affiliate links are used, we may earn a small commission at no additional cost to you when you make a purchase through them. Advertisements and affiliate relationships do not influence the honesty of the author’s opinions.
8. Third-Party Links
The Site may link to external websites for your convenience. We do not control and are not responsible for the content, products, or practices of any third-party sites, and including a link does not imply our endorsement.
9. Limitation of Liability
To the fullest extent permitted by law, [Your Site Name] and the author shall not be liable for any direct, indirect, incidental, consequential, or other damages arising from your use of, or inability to use, the Site or its content — including, without limitation, any financial losses resulting from decisions made based on information found here.
10. Governing Law
These Terms of Use are governed by the laws of [Your Country / Jurisdiction], without regard to its conflict-of-law provisions. Any disputes arising from your use of the Site shall be subject to the exclusive jurisdiction of the courts located in [Your Jurisdiction].
11. Changes to These Terms
We reserve the right to modify or replace these Terms of Use at any time. Updates will be reflected by the “Last updated” date at the top of this page. It is your responsibility to review these terms periodically.
12. Contact Us
If you have any questions about these Terms of Use, please contact us at:
[Your Site Name] Email: [sh616.lee@gamil.com] Website: [https://groundtruthkorea.com]